
Unlocked KiwiSaver – what is it?
Unlocked KiwiSaver products may use exactly the same funds as KiwiSaver, invested in exactly the same way but are not locked away from you until retirement. … Read More
Bolster Risk Management – Simplifying financial risk, insurance and investments for you.
Unlocked KiwiSaver products may use exactly the same funds as KiwiSaver, invested in exactly the same way but are not locked away from you until retirement. … Read More
Recently I put my nose into the debate around passive versus active investing. In my comment on the article I pondered why the choice should be so binary, one or the other? In my observation of investments, the prudent path
MaryJane is not everyone’s choice, but for those who partake, are they punished by the insurance companies? Not necessarily. KEY TAKEAWAYS Stigma, myth and reality What do the underwriters look at Compounding issues (mental health, DUI, other drug use) Back
The younger the better. Simple answer. You don’t need to read anything else. Ok, so you’re still reading. Life insurance is all about managing risk. What is risk? Roll a dice. You have 1 in 6 chances of getting a
What? In a recession nearly everyone is worried about money. We know that 62% of kiwis worry about money at least once a month. In fact, 23% worry about money daily. In normal times! So, if you are in a
“Pre-Conditioned”? We human beings have a remarkable tendency to put up barriers, to create insurmountable challenges to a situation, and to assemble facts to support our position. It’s fear, usually. So we’ll believe statements like, “oh, there’s no way I’ll
CPI – “Cost Plus Insurance”? “Can I Pay in Instalments”? You might wonder what some standard economic theory has to do with the cost of your insurance policies. And, fair enough, you may not. When you see your policy prices
There seems to be a lot of confusion out there around health insurance – not so much around providers, or even product. More around, with NZ’s world-class FREE public health system, do you really need health insurance at all? If
Trauma cover is a great financial risk product that can be very beneficial. However, as with all things insurance there is the good, the bad and the ugly. For many clients that I see for the first time, especially people
Many people gamble with risk, by not having insurance. Read about this fireman who thought he was bullet-proof, until he wasn’t. … Read More